What Does Auto Insurance Cover?
Explore the protections that matter most.
Collision Coverage
Covers damage to your car from a crash — no matter who's at fault.
Comprehensive Coverage
Protects against theft, vandalism, weather, animals, and other non-collision incidents.
Liability Protection
Covers injuries and damage you cause to others in an accident.
Uninsured Motorist
Covers you if the other driver doesn’t have insurance or enough of it.
Roadside Assistance
24/7 help with breakdowns, flat tires, dead batteries, and more.
Rental Reimbursement
Pays for a rental car while your vehicle is being repaired after a covered loss.
Why Drivers Choose Cherries Insurance
Confidence, clarity, and coverage—without the hassle.
Transparent Quotes
Know what you're paying for—no hidden fees, no pushy sales.
Spam-Free Experience
Get insured without endless calls or emails. Your privacy, respected.
Exclusive Discounts
From safe drivers to bundled policies, we help you save.
Real Human Support
We're not a chatbot. Our agents are ready when you need us.
Auto Insurance FAQs
Got questions? We’ve got answers.
How much auto insurance do I need?
The amount of coverage you need depends on your car’s value, your assets, and your state’s requirements. We can help you figure out the best fit for your situation.
What factors affect my auto insurance premium?
Your driving record, age, location, vehicle type, credit score, coverage limits, and deductible all play a role.
Does my auto insurance cover other drivers?
Usually, yes. Coverage typically follows the car, not the driver—but some restrictions may apply. Always check the details in your policy.
Will my rate increase after an accident?
Not always. If it’s your first accident or you have accident forgiveness, your rate might stay the same. It depends on the situation and your history.